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Govern 04 · A person commits Commerce desk Nov 4, 2026

Wells Fargo will treat AI agent actions on a customer's login as the customer's own

Wells Fargo's updated online access terms, effective November 24, deem anything an AI agent does with a customer's banking credentials to be authorized by that customer, and put the burden of proving a revocation on the customer. An IBM i shop should take the same lesson to its own door: never let an agent sign on as a person's user profile, give it its own profile and authority, and journal when that access is granted and revoked.

Built In.

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Built In.

The best of the log, every two weeks. One idea, one proof, one next step.

References do not imply endorsement. The link goes to the original source; the words are ours. Silver Lake Financial Group and Alder & Pine Home, where mentioned, are fictitious demonstration companies.